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* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.
Frequently Asked Questions About Financing In Twin Falls, ID
What Credit Score Do You Need To Get Approved for a Car Loan
The higher your credit score is, the better your chances are for getting approved for a car loan — and getting good terms on that loan. However, that doesn’t automatically mean that a lower credit score means you won’t get approved. There is no set floor or ceiling when it comes to your credit, as a lot of factors are involved in the decision-making process. However, when it comes to your credit, the higher it is, the better your chances are.
How Much of a Down Payment Do I Need To Buy A Car?
Again, this is something that depends on what kind of car you’re buying around Jerome, ID, how much that car costs, and how much you want to finance. In basic terms, your down payment helps reduce costs, as it is applied toward the vehicle’s price. However, how much of a down payment you bring depends on your personal needs. The more you put down, the lower your monthly costs will be when you finance. When you buy a brand-new car, you may be interested in spending more on your down payment. However, if you’re buying a used car, you may not need as much of a down payment.
Should I Get Pre-Approved for an Auto Loan Before Shopping?
Getting pre-approved near Rupert, ID can be a helpful way to know where you stand before you start researching which car to buy. However, getting pre-approved for a loan is not something that is required. If you are confident in your credit situation, then you may not have a need to be pre-approved.
How Does Trading My Car In At the Dealership Work?
If you want to trade in your vehicle at our dealership, all you need to do is follow some simple steps. Firstly, it’s best to fill out our online Value Your Trade tool. This gives you an idea of how much your car is worth. You can then explore the different options on our lot and find one that suits your budget needs and your personality. Then, our team will look over the vehicle you want to trade in and apply the value of your trade in appropriately.
If you have any questions or would like to schedule a test drive, simply contact us online or feel free to visit our dealership at any time. We hope to see you soon!
